Bitcoin – The New Nigerian Prince

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It seems like at least 2 times a week, I get a message from someone claiming they can get 200, 300, even 400% returns on investment. I already know what they’re trying to sell me…something about bitcoin, and mining bit coin. It’s a scam, we all know that. These bitcoin scammers are the new Nigerian princes.

It is a total waste of my time to sit there and humor them, by replying back. They usually open up conversation with something about an opportunity, and I simply reply back “Send me your best pitch.” Then the fun begins. They tell me all about this big scam, and send me these pictures of text messages from supposed investors. The thing is, they’re all using the same photos of these text streams. The exact same photos. You can read these fake text streams, and be like “Yeah, that’s fake…” Then after you humor them for a short bit, you call them out, they get angry, then block you.

With all that being said, this is what I want to tell you about. Have integrity. Sell something that is going to actually bring value. You need to be solving people’s problems, making their lives better. Not making them worse.

I’m sure you have an incredible product, or service, and it solves some big problem that people, or companies have. Great! Stick to it! Never waver from that honesty. If you don’t have a product that you believe in, if it’s not bringing value and you know it. Go find something else to sell. This world is full of opportunities, so don’t be afraid to go and get them.

 

 

 

My Biggest Fear

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Waking up elderly, and trying to survive off of a monthly Social Security deposit is one of my biggest fears

 

Imagine this

Your spouse dies, social security has to recall the deposit that month because they passed away, your account is $1200 negative, it’s a Saturday so you can’t call the Social Security office until Monday to get it sorted out. Once you can, the money won’t be there for several days.

You have bills to pay to keep the electric on, to keep the water running, to stay warm, to get just a little food in the fridge. You have no money.

You have already lost your spouse, having to work through funeral expenses, handling the estate, figuring everything out, and you are all alone in this.

 

None of us were prepared for this

Financial education is lacking in our society. It is not lacking on how to save money, but it is lacking on how to make money, keep money, and multiply your money. Saving money and pinching pennies will not save you from a big life event. When all you have is a hand full of pennies, and no way to replenish it, you’re screwed. Just being honest.

In school, if you’re lucky, you learn how to maybe balance a check book, you learn about putting money in a savings account. That is typically about it. When you get into your job, they tell you to invest in a 401k. You don’t know what you’re really investing in, but it’s supposed to be the “adult” thing to do.

The truth is, most people retire with just enough to get by, but not enough to be prepared for life events like deaths, major health problems, and so forth.

Saving is good, but saving alone will not save you.

 

Finish this sentence: “There’s more to life than…”

We all say “There’s more to life than just money”

But when you’re elderly, alone, grieving, and in debt, because you bought into the lie that social security was going to take care of you, you start singing a different tune.

It may be too late for some to make a difference, and shift their financial situation for the long term, but it’s not too late for you.

Start educating yourself on how to not only save money, but how to make it, and how to make it grow.

 

There is more to life than just money, but there’s also more to money than just living your life.

 

Financially Educate yourself

78% of American full time workers, are living paycheck to paycheck

This is one of the most important things I’ve been learning while working in the financial industry, and studying Grant Cardone, Robert Kiyosaki, and some others. You need to get financially educated. There’s such a large gap of information in school when it comes to finances.

Schools, and others, will tell you that you have to go to college to get a good job. They will also promise that you will get that good job right out of college. If you talk to a lot of college graduates, that’s just not the case. You’re not guaranteed that large salary just because you got a piece of paper saying you’re educated on a higher level. The times have changed. Many have decided to opt out of college to save the money, do there own thing, and become very successful. The results will vary based on how good you are, and how well you can stand out in the market. You can make a good living for yourself doing your own thing, or something on the side while working just a regular 9-5. If you want a decent paying job right out of school, then go to tech school and be a welder. They make $15-30 a hour + overtime, depending on the type of welding you do, and they’re in demand. Or become a Registered Nurse, and make like $20-30 + overtime. Nurses are always high in demand.

What you do with the money you make, is where you need to educate yourself. You need to understand how to make money, how to keep money, and how to grow your money.

First: Always pay yourself first.
Whenever you get income, of any kind, pick a percentage that you’re going to put away into a sacred account that you do not touch. This will be fore later investing, which is part of the growth stage.

Do not increase your spending, when you’ve increase your income

This is a trap that many fall in to. You get a raise, you get a bonus, you get a second job, and you now have more money than you did. What happens? You start buying that house, that new car, those unnecessary objects that you end up never using. You spend the excess, and are back to square one, and you have nothing to show for it. You need to learn to keep your income.

Multiple Flows

You cannot get financial freedom on one flow of income. It is said that some of the most successful people, have at least 7 flows of income. You cannot get rich off of one flow.  Grant Cardone has built out the formula for Wealth Creation. The graph below will get you started, but the program he has built is where you deep dive into wealth creation.

 

click here to learn more

 

 

 

I dropped a chocolate chip cookie on the floor

Kind of a strange name for a blog, I know. This really happened though. Twice. In the same evening.

It’s currently Saturday morning, 00:34 or 12:34am, as I am writing this. This week has left me physically, and mentally exhausted. Mid way through the week I was feeling drained. I couldn’t hold myself together it seemed. The best way to describe how I was feeling, was that I dropped two chocolate chip cookies on the floor. I love chocolate chip cookies. What a waste of a good cookie.

That’s when I knew my body was feeling the wear of the work, and time I have been putting in. Working a day job 7-5, then working out 30min-1hr after work, then doing another 2-3 hours of my side work. I’ve been doing this routine for a while, and I could feel my body needing rest. I continued to push through regardless.

Friday came, and I could feel the exhaustion even more. I kept my composure the best I could at work. I’m a supervisor in a call center for a financial institution. I enjoy what I do, but I was feeling drained. I had to keep an upbeat attitude, and composed myself the best I could to keep morale up. We are going through some technological upgrades, and that means things crash and call volume goes up. Not going to bore you with the details.

I typically record a short podcast everyday, but this last week, I have not done that. I also typically do sales training in the world, but have not done that either. I’ve been drained of energy, that my body wanted that extra 30 minutes of rest in the morning. I’ve been ignoring my body, and that has caused some unhealthy side effects. Not listening to your mind and body can cause exhaustion, added stress, lack of creativity, and the loss of chocolate chip cookies.

Don’t ignore the signs

Signs? Like that one movie about the aliens whose weakness is water, and they come to a planet that’s made up of mostly water? No. But, if you feel the need for an aluminum foil hat, feel free.

These signs are in regards to your physical, mental, and spiritual health.

Disclaimer: I’m not a doctor, so you can’t sue me

  • Lack of excitement for the day
  • Lack of energy and hustle
  • Lack of creativity
  • Not feeling hungry
  • Unable to create lists of the signs you promised to list out

You know your body. You know how you should feel. You know when you’re not feeling like you did. Listen to it. Fix that Sh*t as soon as possible. Don’t let innocent chocolate chip cookies fall to the ground, because you didn’t take care of yourself.

I haven’t wrote a long blog in a while. I feel this is the first step to recovering, and getting back to being me.

I now really want a chocolate chip cookie…

What you learned about money

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There is a gap in the educational system, that doesn’t teach people how to handle money. They don’t teach how to make it. They don’t teach how to keep it. They for sure do not teach how to multiply it.

#1 Sales is not a bad trade. We all have had bad experiences with sales people, or maybe with ourselves in sales. It’s because the salesperson didn’t know what they’re doing, so they had to use bad techniques which turned into a bad experience.

#2 It’s ok to get your money right. It’s not greedy. You shame people who have wealth, while we sit here and struggle financially. Would you still shame a wealthy person if you suddenly found wealth? If you were no longer struggling with finances, and could help your family financially, would you still hate that people are wealthy? No. You wouldn’t. So stop hating and focus on your life, and getting your money right.

#3 College education is becoming more and more inefficient. It’s not a guarantee you’ll get a job. I talk to so many people who have degrees, that no longer use the degree. They now see that it’s a waste. They’re doing something else they’re happy with, or haven’t been able to get a job doing the thing they studied. The tides have shifted. College education is no long a must have, unless you want to be a doctor or lawyer.

Educate yourself on money. I recommend @grantcardone and @therealkiyosaki

 

Create Your Future

It’s time to create your future.

Start by figuring out where you want to be, and reverse engineer that by figuring out what you need to have that that future. How long are you willing to be patient to get it? How hard are you willing to work?If you want $1mil in 1 year, you’re going to have to make ~$84k a month. Can it be done? Yes. Are you set up to do that? That would be nice. You can set those massive goals, and do everything you can to reach it, but here is what I recommend.Increments. How do you expect to make $1mil if you’ve never made $100k? How do you expect to make $100k if you’ve never made $10k? If you can’t manage $10k, how do you expect to manage $1mil? Each increment has different lessons to learn. You learn different tax write offs for the bracket you’re in. You learn to manage the money differently depending on how much you have. You invest differently. You don’t invest $10k in real estate, like multi family housing, you can’t afford anything with that. $100k gives you a lot more to invest with. That initial $10k can be invested in you, to learn to grow sales, get you in front of more people, and just overall improvement.Grow in increments, and keep pushing the bar up. Build that foundation, learn to manage your money, learn where and how to invest it properly, and here is the last thing…Know your “WHY”. Start there. WHY are you doing what you’re doing? Why are you building that life? Without that WHY, you will fail. Without your WHY, you will not have the patience and drive to achieve your goal.

Sales is Service

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Sales is about service. It’s not about slamming someone with products, trying to force them to buy. You have to find out what their problem is, so that you can then present them with a solution.

If you’re talking with a prospect, who has never purchased from you before, probably doesn’t even know who you are, do you think laying on high pressure tactics is going to close a deal? No. It’s not. If I were to ask you if you enjoyed sales, you would probably tell me you hate sales. The truth is, sales is every conversation you have, and the commission is whatever outcome you’re looking for.

If every conversation were high pressure, intense, it’s all about your way and no one else’s way, you would not be having very many conversations. People would avoid you. If you can bring value by giving, and giving, and giving, when it comes time to ask you’ve got a lot better chance than you would have ever before.
Get creative. What products, or services do you have that could build value today, to help you land a sale tomorrow? You won’t be able to close everyone on one call, with one conversation.

 

Sales isn’t about high levels of pressure, it’s about high levels of service. – Lance Smith

Marketing Tip

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Would you rather have 10,000 followers, with and average 2-3 comments per post, that are probably just spam, or would you rather have 2,000 followers, with 5-10 average comments from people who add value, and regularly engage? Honestly, we would all rather have both. The follower count and engagement.

We want people to follow our brands, be engaging, and maybe even purchase our products or services. More often than not, we get hung up on the numbers. You constantly look the follower count every day, hoping it goes up, like that solves any problems. If you have 8,000 followers who don’t engage, probably are not real, don’t comment, and don’t purchase, then are they even really truly followers?

 

What can you do?

1: Be more engaged with your audience first. Don’t expect other people to be engaged if you’re not
2: Stop worrying about the numbers. The follower count doesn’t mean anything If they’re not truly following, engaging, and if you’re really good enough, buying.

Be engaged with you audience. Listen, watch, respond.

Thriving Under Pressure

It’s take a certain personality type to stay calm under pressure, and chaos. Like when the building is burning down, you’re the person who is calm and directing people where to go, making sure people get you. You thrive in those high pressure situations.

The more chaotic the better.

It’s a unique feeling one has, when things start going crazy around you, but you remain calm. It’s like you’re in this happy spot where you’re functioning at 110%. You’re in your element. When things go down everyone else starts looking for that person to guide them with what to do, and where to go.

Being this kind of person takes a lot of responsibility though. You, being the one the others look toward for direction, have to be willing to take on responsibility for anything that may go wrong per your direction. Not many are willing to accept that responsibility.

I don’t know if this type of personality is something that is genetic, or something that can be learned or even taught, but I do know that those who possess it, should embrace it.

 

Listen to the Podcast: https://anchor.fm/patienceandhustledaily/episodes/Thriving-Under-Pressure-e1cl7b

 

Or here:

Believe In What You’re Selling

I don’t do design, and content creation work for everyone. I have to believe in your product, and your message before I will agree to work with you.

When I started studying graphic design back in 2007, I made a decision I was never going to use design and marketing to promote products that I didn’t believe in. I saw the power behind design, the influence it can have, and the outcome it could cause.

Think about how many lives tobacco companies have affected, or even war propaganda.

Marketing, and design, is a powerful tool.

Now, not taking every prospect out there is the opposite of what some would tell you. Some may tell you to take every opportunity to start making some money and building a power base. I may lose in the short term by taking the opposite approach, but it’s a choice I have made.

I will not lower my morals, or standards, for a quick buck. I challenge you to do the same.

Never sell a product you don’t believe in. If you do not believe it is of the highest quality, and can positively affect someone’s life, don’t sell it. Find something that you believe in. If you wouldn’t sell it your own mother, then why would you sell it to someone else’s?

Stay true to your beliefs and morals. Yes. You may leave some money on the table now, but it will give 10 fold in the future.

Patience & Hustle. That’s the name of the game

Create Content Daily

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How to create content daily.

Figure out your mission. That’ll take so leg work if you don’t know it already. What’s the thing you stand for? What problem are you’re going to solve?

I teach people to create content daily. 

Why?

You need more exposure to get more customers. More customers mean more money. More money and financial discipline, means you become financially confident

I teach you the 5:1 method of content creation, so you can get more exposure, and more customers, and more money.

 

5:1 method:

  • Long form video.
  • Video audio converted to podcast.
  • Long form video condensed to 1 minute video so social sites.
  • Audio from video, transcribed to a blog.
  • Quotes in the blog designed into quote posts for social media.

 

You will find though, a fair warning, it is time consuming. You can do it all your own. My question to you though, is how much is your time worth? You can’t make more time, but you can buy time. That’s where I come in. People pay me to help them create the content, because by me giving you time, and content, it allows you to focus on customer acquisition.

Figure out your message, the problem you’re solving, and create content using the 5:1 Method, to show you solving that problem.

 

Two tools to help build & sell your brand: 10xmillennial.com/success